Category : Finance

By: YBB Personal Finance The US Central Bank structure & operations are complicated. The Federal Reserve Act (1913) made the FEDERAL RESERVE (the Fed) the US Central Bank. Unlike most central banks, the Fed has a DUAL MANDATE for controlling inflation & unemployment.

By: YBB Personal Finance SENTIMENTSAAII Bull-Bear Spread +3% (below average)$NYA50R, NYSE %Above 50-dMA 51% (positive, barely)$SPXA50R, SP500 %Above 50-dMA 58% (positive)Delta MSI 56.9% (positive) ICI Fund Allocations (Cumulative)OEFs & ETFs: Stocks 60.84%, Hybrids 4.50%, Bonds 17.84%, M-Mkt 16.82% INTEREST RATESCME FedWatchCycle peak 5.25-5.50%FOMC

By: YBB Personal Finance SENTIMENTS That depends on the type of accounts & where they are held. FDIC insures bank deposits up to $250K/ownership-category/bank. Deposits can be checking, saving (regular or online), money-market accounts & CDs. Limits apply to different ownership-categories – individual,

By: YBB Personal Finance SENTIMENTSAAII Bull-Bear Spread +11.5% (above average)$NYA50R, NYSE %Above 50-dMA 71.63% (overbought)$SPXA50R, SP500 %Above 50-dMA 69.8% (positive)Delta MSI 65.0% (positive) ICI Fund Allocations (Cumulative)OEFs & ETFs: Stocks 60.59%, Hybrids 4.53%, Bonds 17.88%, M-Mkt 17.01% INTEREST RATESCME FedWatchFOMC 7/31/24+ hold (cycle

By YBB Personal Finance The US is a melting pot of immigrants. But the path to naturalized citizenship is long. In many families, one or more members may be noncitizens. Briefly outlined here are the situations where your immigration or domicile (or resident)

By YBB Personal Finance SENTIMENTSAAII Bull-Bear Spread +27.5% (high) $NYA50R, NYSE %Above 50-dMA 68.97% (positive) $SPXA50R, SP500 %Above 50-dMA 70.20% (high, barely)Delta MSI 47.9% (negative) ICI Fund Allocations (Cumulative)OEFs & ETFs: Stocks 60.59%, Hybrids 4.53%, Bonds 17.88%, M-Mkt 17.01% INTEREST RATESCME FedWatchFOMC 7/31/24+

By YBB Personal Finance We hear horror stories of celebrities & billionaires dying INTESTATE (notable examples include Prince, Howard Hughes, etc) & it’s not because they lack access to financial planning. When a person dies intestate, i.e. without a Will or Trust, his/her

By YBB Personal Finance SENTIMENTSAAII Bull-Bear Spread +16.2% (above average)NYSE %Above 50-dMA 50.13% (positive, barely)Delta MSI 49.0% (negative) ICI Fund Allocations (Cumulative)OEFs & ETFs: Stocks 60.59%, Hybrids 4.53%, Bonds 17.88%, M-Mkt 17.01% INTEREST RATESCME FedWatchFOMC 7/31/24+ hold (cycle peak 5.25-5.50%)FOMC 9/18/24+ cutTreasury 3-mo

By YBB Personal Finance With the Fed in higher-rates-for-longer mode, many investors are also staying in “cash” for longer. “Cash” includes anything with less than 1-yr maturity that can be liquidated without concerns about large losses – short-term CDs (at banks or brokerages),

New Delhi, Nov 23 - Union Finance Minister Nirmala Sitharaman on Thursday said that while government institutions, banks and insurance companies were building greater awareness over cyber fraud, there was a need for people also to be more alert against cheats who were

New Delhi, Nov 10 - The share of private promoters in companies listed on NSE declined to a 4-year low of 41.55 per cent as on September 30, 2023, according to Primeinfobase, an initiative of Prime Database Group.

Mumbai, Nov 9 - ICICI Bank said on Thursday that it has received the Reserve Bank of India’s (RBI) clearance for making ICICI Securities its wholly-owned subsidiary.

Mumbai, Nov 9 - Adani Ports and Special Economic Zone on Thursday reported a 4.19 per cent increase in consolidated net profit to Rs 1,747.85 crore for the July-September compared to the same period of the previous year.

New Delhi, Nov 6 The Directorate General of Goods and Services Tax Intelligence (DGGI), Meerut Zonal Unit, has busted a large-scale racket involving fake invoicing to the tune of a whopping Rs 1,481 crore, resulting in passing on of fraudulent input tax credit