Personal finance insights: News & Features

Personal finance insights: News & Features

SOFTWARE & SEMICONDUCTORS (Part 2) By: Dr K C Gupta, YBB Personal Finance CONTRARIAN INDICATORS AAII Bull-Bear Spread -3.2% (below average)CNN Fear & Greed Index 65 (greed)NYSE %Above 50-dMA 62.70% (positive)SP500 %Above 50-dMA 70.40% (overbought, barely) ICI Fund Allocations (Cumulative), 6/30/26OEFs & ETFs:

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India allows duty-free imports of 1 million metric tons of raw sugar

India allows duty-free imports of 1 million metric tons of raw sugar

India will allow duty-free imports of 1 million metric tons of raw sugar through October 31, the government said on Thursday, as it moves to ease a sharp rise in domestic sugar prices ahead of the peak festival season. The Commerce Ministry’s decision

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Personal finance insights: News & Features

Personal finance insights: News & Features

Mini Feature IRAN WAR – LONG-TERM EFFECTS By: Dr K C Gupta, YBB Personal Finance CONTRARIAN INDICATORS AAII Bull-Bear Spread -1.0% (below average)CNN Fear & Greed Index 64 (greed)NYSE %Above 50-dMA 61.75% (positive)SP500 %Above 50-dMA 66.40% (positive) ICI Fund Allocations (Cumulative), 6/30/26OEFs &

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Personal finance insights: News & Features

Personal finance insights: News & Features

By: Dr K C Gupta, YBB Personal FinanceMini Feature DRONES & GEOPOLITICAL INSTABILITIES CONTRARIAN INDICATORS AAII Bull-Bear Spread -11.1% (below average)CNN Fear & Greed Index 42 (fear-low)NYSE %Above 50-dMA 55.39% (positive)SP500 %Above 50-dMA 62.40% (positive) ICI Fund Allocations (Cumulative), 6/30/26OEFs & ETFs: Stocks

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US visa bond explained: Do Indians have to pay up to $20,000?

US visa bond explained: Do Indians have to pay up to $20,000?

A new US visa bond programme has raised concerns among Indian travellers, with reports suggesting that some applicants for tourist and business visas could be required to deposit as much as $20,000 before receiving a visa. However, Indian citizens are not currently subject

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Personal finance insights: News & Features

Personal finance insights: News & Features

Mini Feature REGIONAL FEDERAL RESERVE BANKS By: Dr K C Gupta, YBB Personal Finance CONTRARIAN INDICATORSAAII Bull-Bear Spread -12.17% (low)CNN Fear & Greed Index 39 (fear)NYSE %Above 50-dMA 57.13% (positive)SP500 %Above 50-dMA 65.80% (positive) ICI Fund Allocations (Cumulative), 5/31/26OEFs & ETFs: Stocks 63.26%, Hybrids

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India avoids higher US tariffs, but Trump trade uncertainty keeps exporters on edge

India avoids higher US tariffs, but Trump trade uncertainty keeps exporters on edge

India has avoided a steeper U.S. tariff hike after the Trump administration imposed a 10 percent duty instead of the previously anticipated 12.5 percent. While the lower rate offers temporary relief, exporters remain concerned that ongoing U.S. trade actions could create fresh challenges

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Personal finance insights: News & Features – Mini Feature INFLATION

Personal finance insights: News & Features – Mini Feature INFLATION

By: Dr K C Gupta, YBB Personal Finance CONTRARIAN INDICATORS AAII Bull-Bear Spread +12.0% (above average)CNN Fear & Greed Index 37 (fear)NYSE %Above 50-dMA 60.04% (positive)SP500 %Above 50-dMA 64.60% (positive) ICI Fund Allocations (Cumulative), 5/31/26OEFs & ETFs: Stocks 63.26%, Hybrids 3.89%, Bonds 16.80%,

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Personal finance insights: News & Features

Personal finance insights: News & Features

Mini Feature ANNUITIES REVISITED By: Dr K C Gupta, YBB Personal Finance CONTRARIAN INDICATORS AAII Bull-Bear Spread -0.9% (below average)CNN Fear & Greed Index 49 (neutral)NYSE %Above 50-dMA 58.79% (positive)SP500 %Above 50-dMA 68.60% (positive) ICI Fund Allocations (Cumulative), 5/31/26OEFs & ETFs: Stocks 63.26%, Hybrids

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Personal finance insights: News & Features

Personal finance insights: News & Features

Mini Feature PERSONAL FINANCE & AI By: Dr K C Gupta, YBB Personal Finance CONTRARIAN INDICATORS AAII Bull-Bear Spread -10.9% (below average)CNN Fear & Greed Index 31 (fear)NYSE %Above 50-dMA 57.72% (positive)SP500 %Above 50-dMA 67.00% (positive) ICI Fund Allocations (Cumulative), 5/31/26OEFs & ETFs:

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Personal finance insights: News & Features

Personal finance insights: News & Features

Mini Feature BONILLA DAY, JULY 1 By: Dr K C Gupta, YBB Personal Finance CONTRARIAN INDICATORS AAII Bull-Bear Spread +8.8% (above average)CNN Fear & Greed Index 25 (extreme fear)NYSE %Above 50-dMA 56.04% (positive)SP500 %Above 50-dMA 64.60% (positive) ICI Fund Allocations (Cumulative), 4/30/26OEFs & ETFs:

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Personal finance insights: News & Features

Personal finance insights: News & Features

Mini Feature CREDIT CARDS & SCORES By: Dr K C Gupta, YBB Personal Finance CONTRARIAN INDICATORS AAII Bull-Bear Spread -2.8% (below average)CNN Fear & Greed Index 38 (fear)NYSE %Above 50-dMA 52.88% (positive)SP500 %Above 50-dMA 56.00% (positive) ICI Fund Allocations (Cumulative), 4/30/26OEFs & ETFs:

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Trump tariffs set back India-US ties, says Senator Mark Warner

Trump tariffs set back India-US ties, says Senator Mark Warner

Senior Democratic Senator Mark Warner has said that President Donald Trump’s tariff policies have negatively impacted India-US relations, arguing that trade tensions disrupted a partnership that had been steadily growing in both economic and strategic importance. Speaking to IANS, Warner described India as

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Personal finance insights: News & Features

Personal finance insights: News & Features

Mini Feature RULE OF 72 By: Dr K C Gupta, YBB Personal Finance CONTRARIAN INDICATORS AAII Bull-Bear Spread -17.3% (very low)CNN Fear & Greed Index 34 (fear)NYSE %Above 50-dMA 56.94% (positive)SP500 %Above 50-dMA 61.00% (positive) ICI Fund Allocations (Cumulative), 4/30/26OEFs & ETFs: Stocks

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Personal finance insights: News & Features

Personal finance insights: News & Features

Mini Feature NOMINAL & EFFECTIVE INTEREST RATES By: Dr K C Gupta, YBB Personal Finance CONTRARIAN INDICATORS AAII Bull-Bear Spread -0.7% (below average)CNN Fear & Greed Index 42 (fear-low)NYSE %Above 50-dMA 49.18% (negative)SP500 %Above 50-dMA 54.60% (positive) ICI Fund Allocations (Cumulative), 4/30/26OEFs &

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Personal finance insights: News & Features

Personal finance insights: News & Features

Mini Feature ROLE OF GOLD IN GLOBAL PORTFOLIOS By: Dr K C Gupta, YBB Personal Finance CONTRARIAN INDICATORS AAII Bull-Bear Spread -6.3% (below average)CNN Fear & Greed Index 60 (greed)NYSE %Above 50-dMA 58.66% (positive)SP500 %Above 50-dMA 54.40% (positive) ICI Fund Allocations (Cumulative), 4/30/26OEFs

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Personal finance insights: News & Features

Personal finance insights: News & Features

Mini Feature PRIVATE-EQUITY/CREDIT By: Dr K C Gupta, YBB Personal Finance CONTRARIAN INDICATORSAAII Bull-Bear Spread -11.9% (low)CNN Fear & Greed Index 59 (greed-low)NYSE %Above 50-dMA 56.43% (positive)SP500 %Above 50-dMA 58.00% (positive) ICI Fund Allocations (Cumulative), 3/31/26OEFs & ETFs: Stocks 60.49%, Hybrids 4.01%, Bonds 17.98%,

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Personal finance insights: News & Features

Personal finance insights: News & Features

By: Dr K C Gupta, YBB Personal FinanceMini Feature SHOULD YOU BUY MUNIS? CONTRARIAN INDICATORS AAII Bull-Bear Spread +2.7% (below average)CNN Fear & Greed Index 63 (greed)NYSE %Above 50-dMA 47.74% (negative)SP500 %Above 50-dMA 44.20% (negative) ICI Fund Allocations (Cumulative), 3/31/26OEFs & ETFs: Stocks

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Personal finance insights: News & features

Personal finance insights: News & features

By: Dr K C Gupta, YBB Personal Finance Mini Feature AUTO-LOANS CONTRARIAN INDICATORS AAII Bull-Bear Spread +5.3% (below average)CNN Fear & Greed Index 67 (greed)NYSE %Above 50-dMA 62.37% (positive)SP500 %Above 50-dMA 50.80% (positive, barely) ICI Fund Allocations (Cumulative), 3/31/26OEFs & ETFs: Stocks 60.49%,

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US committed to enhancing trade and investment ties with India: Ambassador Gor

US committed to enhancing trade and investment ties with India: Ambassador Gor

The United States remains committed to deepening trade and investment relations with India, US Ambassador to India Sergio Gor said on Monday, highlighting the growing economic partnership between the world’s two largest democracies. Speaking at the Confederation of Indian Industry (CII) Annual Business

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