Fund Indexing

Fund Indexing

By: Dr K C Gupta From a shaky start in the 1970s, indexing has grown tremendously so that 48% of US funds (consisting of 21% mutual funds/OEFs & 27% ETFs) are indexed now. The meaning of indexing has also evolved. One definition considers

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South Korean finance ministry to block Chinese DeepSeek AI access

South Korean finance ministry to block Chinese DeepSeek AI access

South Korea’s finance ministry plans to block access to the Chinese artificial intelligence (AI) service DeepSeek, a ministry official said on Thursday, as part of Seoul’s latest restrictions on the use of the service amid data collection concerns. “Due to multiple technical concerns

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RBI’s actions beyond a 25bps rate cut to be closely watched

RBI’s actions beyond a 25bps rate cut to be closely watched

While a 25bps rate cut in the upcoming RBI MPC policy is largely expected, market focus will be on the central bank’s actions beyond the rate cut, a report by Emkay Global Financial Services stated on Thursday. The RBI is likely to continue

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India is a very important market for AI, can be a leading force in world: Sam Altman

India is a very important market for AI, can be a leading force in world: Sam Altman

As India embarks on an exciting artificial intelligence (AI) journey, OpenAI Co-founder and CEO Sam Altman said on Wednesday that India is a very important market for AI and the company’s second biggest market globally. Altman, speaking at an event in the presence

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Trump delays Mexico tariff hike by a month, talks of ‘deal’ coming

Trump delays Mexico tariff hike by a month, talks of ‘deal’ coming

US President Donald Trump announced on Monday that the tariff hikes on Mexico will be delayed by a month, signaling that a “deal” could be in the works. Conversations with Canada are also ongoing, as Trump spoke with Canadian Prime Minister Justin Trudeau.

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PM Modi Hails Union Budget 2025 as a Major Relief for the Middle Class

PM Modi Hails Union Budget 2025 as a Major Relief for the Middle Class

Prime Minister Narendra Modi on Saturday praised the Union Budget 2025, emphasizing that it not only addresses India’s current needs but also lays a strong foundation for future growth. He highlighted the Budget’s benefits for the middle class, farmers, and entrepreneurs, calling it

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Middle Class Celebrates as Union Budget Exempts Income Tax for Earnings Up to ₹12 Lakh

Middle Class Celebrates as Union Budget Exempts Income Tax for Earnings Up to ₹12 Lakh

In a historic move, Finance Minister Nirmala Sitharaman presented her eighth consecutive Union Budget on Saturday, focusing on growth through four key sectors: agriculture, MSMEs, investment, and exports. In a major relief for taxpayers, she announced that individuals earning up to ₹12 lakh

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Budget Brings Cheer to Delhi Voters with Key Announcements

Budget Brings Cheer to Delhi Voters with Key Announcements

The Narendra Modi government, while adhering to the Election Commission of India’s directive to avoid announcing Delhi-specific schemes in the Union Budget 2025-26, has still provided voters in the election-bound city with several reasons to cheer. Beyond the tax exemption for the middle

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De-dollarisation: President Trump threatens BRICS with 100% tariffs

De-dollarisation: President Trump threatens BRICS with 100% tariffs

President Donald Trump strongly opposed the de-dollarisation efforts of BRICS nations on Friday, warning them of 100% tariffs on their exports if they attempt to replace the US dollar as the primary currency in global trade. Trump reiterated his stance that the US

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Personal finance insights: Market sentiments, investment strategies & economic trends

Personal finance insights: Market sentiments, investment strategies & economic trends

Dr K C Gupta, YBB Personal Finance SENTIMENTSAAII Bull-Bear Spread +14.0% (reversal; above average)$NYA50R, NYSE %Above 50-dMA 53.17% (positive)$SPXA50R, SP500 %Above 50-dMA 51.60% (positive)Delta MSI 48.0%% (negative)ICI Fund Allocations (Cumulative)OEFs & ETFs: Stocks 61.41%, Hybrids 4.27%, Bonds 17.40%, M-Mkt 16.92% INTEREST RATESCME FedWatchCycle

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US DoJ indictment against Adani a ‘strategic blunder,’ risks damaging India-US ties: Forbes article

US DoJ indictment against Adani a ‘strategic blunder,’ risks damaging India-US ties: Forbes article

The US Department of Justice’s (DoJ) indictment of Indian billionaire Gautam Adani is a strategic blunder with severe geopolitical consequences, leading American publication Forbes has said. In an article titled “The US Harms The West’s Alliances With A Far-Flung Indictment In India”, the

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US-based AI company Perplexity submits revised bid for TikTok: Report

US-based AI company Perplexity submits revised bid for TikTok: Report

US-based artificial intelligence (AI) company Perplexity has reportedly submitted a revised proposal to merge with the Chinese short-form video platform TikTok. Last week, US President Donald Trump signed an executive action that delays the enforcement of the nationwide TikTok ban in the US

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Modern Portfolio Theory (MPT)

Modern Portfolio Theory (MPT)

By: Dr K C Gupta, YBB Personal FinanceMPT is the use of statistics in portfolio analysis (1950s- ). Several terms were customized for portfolio applications. Only basic math is assumed as various software tools make it all easy to use. A LINEAR REGRESSION is

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Elon Musk, Sam Altman fight over Stargate on social media

Elon Musk, Sam Altman fight over Stargate on social media

The xAI owner Elon Musk and OpenAI CEO Sam Altman are engaged in a public dispute on X over Stargate, an ambitious infrastructure project aimed at building data centers for OpenAI across the US. On Tuesday, OpenAI announced its partnership with SoftBank and

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Centre sets target of 10,000 Geographical Indication tags by 2030

Centre sets target of 10,000 Geographical Indication tags by 2030

In a push to strengthen the intellectual property rights (IPR) ecosystem in the country, Union Minister of Commerce and Industry Piyush Goyal has set a target of 10,000 Geographical Indication (GI) tags by 2030. The target will be pursued through a whole-of-government approach,

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Big step for jute-producing farmer: PM Modi on MSP hike

Big step for jute-producing farmer: PM Modi on MSP hike

Prime Minister Narendra Modi on Thursday stated that the Centre has taken a significant step to benefit farmers in the jute-producing sector, including those in West Bengal, by approving a hike in the Minimum Support Price (MSP) of raw jute for the 2025-26

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S. Korea’s KASA to invest $562.5 million in R&D projects in 2025

S. Korea’s KASA to invest $562.5 million in R&D projects in 2025

South Korea’s national space agency, the Korea Aerospace Administration (KASA), announced on Wednesday that it will invest a total of 806.4 billion won ($562.5 million) in research and development (R&D) projects in 2025. This investment is part of the country’s efforts to position

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OpenAI announces $500 bn AI project, Musk says ‘they don’t actually have the money’

OpenAI announces $500 bn AI project, Musk says ‘they don’t actually have the money’

OpenAI, led by Sam Altman, has announced the Stargate Project, which aims to invest $500 billion over the next four years to build new AI infrastructure in the US, with partnerships from SoftBank, Oracle, and MGX. However, Tesla and SpaceX CEO Elon Musk

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Maha govt signs 31 MoUs for investment proposals worth Rs 6,25,457 crore at Davos

Maha govt signs 31 MoUs for investment proposals worth Rs 6,25,457 crore at Davos

The Maharashtra government has signed a record 31 MoUs with investment proposals worth Rs 6,25,457 crore in sectors like steel, metals, renewable energy, infrastructure, cement, lithium-ion batteries, and solar modules, during the World Economic Forum summit at Davos. The MoUs were signed on

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Trump threatens 25% tariffs on Mexico and Canada to raise prices for Americans

Trump threatens 25% tariffs on Mexico and Canada to raise prices for Americans

US President Donald Trump said in an Oval Office signing ceremony on Monday that his administration will impose 25 percent tariffs on Mexico and Canada on February 1, an extraordinary change in North American trade policy that could raise prices for American consumers.

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